This is what retirees can receive according to their retirement age in the United States

Within the Social Security Administration (SSA, in English), the area dedicated to retired individuals is, without a doubt, one of the most important groups with a significant presence within the entire government agency, thanks to the over 70 million individuals who receive benefits. 

To be part of this group of citizens, compared to other SSA benefits, applicants must reach a minimum of 40 accumulated credits during their years of work, in addition to the money contributed by the individual to the same program. 

Facing these factors, and unknown to many, the SSA does not provide the same amount of money to a person who retired at 60 as to one who retired close to 70 years and added money to their account. 

How much money does each retiree receive according to their retirement age? 

According to what has been established by the SSA, these are the maximum amounts that each retiree can receive based on the age at which they decided to retire: 

• 62 years: $2,831 

• 65 years: $3,374 

• 67 years: $4,043 

• 70 years: $5,108 

In addition to the above, and more recently, the SSA has also established that, during 2025, credits granted to each individual will be a maximum of 4 per year, starting from earnings of $1,810. 

This regulation stipulates that with earnings of $7,240 per year, the maximum of 40 credits allowed can be reached in a decade of work. However, according to the SSA, a large number of individuals often accumulate more than the minimum required to access this benefit. 

Therefore, there is the option for this population sector to access other SSA benefits: "The credits will remain in your Social Security record. If you return to work later, more credits can be added," as mentioned on the official SSA page.  

However, according to what has been established by the Social Security Administration, there is also the option for individuals to access this type of benefits, without the need to accumulate credits, through the Disability Service and Survivors Service. 

In the case of the former, it can be granted to individuals who have a disability that stops or limits their ability to work. For this, the individual's work history will be evaluated before the onset of their disability to determine the amount to receive. Regarding the latter benefit, it is intended for the family members of deceased individuals who contributed to the SSA. Similar to the previous case, the amount the family member contributed will also be assessed to determine the support for the family. 

*This article has been automatically translated using artificial intelligence